General Products

Our general insurance products provide a wide range of coverage within the categories listed below:

1. Marine Insurance

Our Cargo Insurance Policy provides cover to protect Importers, Exporters as well as individuals against Loss, Theft or Damage of their goods or property carried by vessels or ships by sea or waterways such as rivers, lakes or canals. Similarly, shipments of goods and personal effects by air are also covered under our Marine Cargo Insurance Policy. Our Marine Policy also covers Hull  / Yacht risks engine, passengers and Third Party Liability.

2. Motor Insurance

THIRD PARTY FIRE & THEFT

As outlined in (2) below but extended to cover Fire & Theft.

 
THIRD PARTY LIABILITY COVER
The Company will indemnify the insured liability to third parties for:
  • Death or bodily injury

  • Damage to their property

 
COMPREHENSIVE COVER

The Company will indemnify the Insured against loss or damage to the Motor Vehicle:

  • accidental collision or over-turning.

  • self-ignition or lightening or burglary, housebreaking or theft. Death of or bodily injury to any person covered under the policy.

  • Property Damage

3. Fire Insurance

Our Fire Policy is so flexible that whatever your needs, it can tailored to suit them. This Policy is issued to cover private and Business premises (factories, shops, warehouses) and their content against loss or damage by fire and lightning. The Fire Policy can be extended to cover special perils like earthquakes, storms, flood, impact, explosions.

 

4. Medical Insurance

This policy provides both In-Patient and Out-Patient treatments to individuals , family units and employers. The scope of cover includes medical consultations , diagnostic laboratory tests, radiological investigations, prescribed medicine and drugs, dental and ophthalmic treatments.

 

5. Travel Insurance Medical Plan

This is a master plan that covers Medical expenses up to the tune of €30,000.00. It can be take by corporate clients, NGOs, Government institutions, private companies workshops or business trips, also individuals and families going on vacation.