All Risks Policy

This policy provides cover against loss or damage to property belonging to the insured resulting from wide range of fortuitous or unforeseen circumstances. It is usually taken by corporate organisations that will prefer an insurance package that will cover a wide range of risks.

In addition to Fire, Lightning, limited explosion and theft, it could be extended to cover malicious damage, earthquake, riots and strikes, burst pipe, impact, and many others.

Information required to obtain a quote:

  • Proposer's Name
  • Type of property to be insured -E.g. Stock, Personal Effects
  • Value of property to be insured
  • Location of risk
  • Construction of building housing the property to be insured
  • Security precautions in place such as watchman, alarm system, CCTV, doors leading to the premises